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CreditXpert Launches MortgageXperts, a Search Engine That Helps Real Estate Professionals Find Mortgage Partners Committed to Optimizing Borrower Credit Scores
Growing network of mortgage professionals gives real estate pros a powerful new way to deliver better outcomes for their clients.
BALTIMORE, MD / ACCESS Newswire / April 28, 2026 / CreditXpert today announced the launch of MortgageXperts (www.mortgagexperts.co), a search engine that is designed to help real estate professionals find mortgage loan officers (MLOs) who go beyond simply processing a loan. MLOs featured on MortgageXperts use CreditXpert’s predictive analytics platform to optimize a borrower’s credit score – helping buyers qualify for a mortgage, secure a lower interest rate, access better loan programs, and reduce private mortgage insurance (PMI) premiums.
Coming off a soft launch with select mortgage professionals, MortgageXperts already has more than a thousand active profiles across the nation’s major housing markets, with new profiles being added daily.
The Problem MortgageXperts Solves
When buying a home, a borrower’s credit score is often the difference between getting approved and getting turned away – or between a 7% rate and a 6.5% rate. Yet most buyers never have the opportunity to optimize their score before closing, even though 70% of all mortgage applicants could improve their credit score by 20 points or more in less than 30 days.
A national study of recent homebuyers conducted by CreditXpert found that 87% of home buyers said they would be interested in working to optimize their credit score if given the opportunity to lower their rate and monthly payment. That said, 65% said they were never offered that opportunity by their lender.
Until the launch of MortgageXperts, real estate professionals have had no easy way to identify which mortgage partners are actively using credit optimization tools on behalf of their clients, until now.
How It Works
Real estate professionals can visit www.mortgagexperts.co and search for mortgage loan officers by location, licensed states, loan type, mortgage type, and languages spoken. They can also search directly by name or NMLS ID to verify whether a current or prospective lending partner is already committed to optimizing borrower credit.
Mortgage professionals who actively use CreditXpert have been invited to create a profile on MortgageXperts, making their expertise visible and discoverable to the real estate professionals and referral partners who are looking for exactly what they offer. Profiles are being added daily, and the network is expanding rapidly across all major U.S. housing markets.
“Real estate professionals have been asking us for years how they can find mortgage partners who use our predictive analytics platform to help their borrowers,” said Mike Darne, VP of Marketing at CreditXpert. “MortgageXperts is our answer. A simple, powerful search engine that connects real estate professionals with MLOs who are already committed to giving every borrower the opportunity to optimize their credit score when it matters most. And with more than 50,000 mortgage professionals using CreditXpert, the network behind this platform is unlike anything else in the industry.”
Why It Matters Now
Today’s home buyers are arriving at lender conversations better informed than ever. Many have already used AI tools to model what a higher credit score could mean for their monthly payment. They are expecting their mortgage professional to meet them with data, a plan, and a clear path to the best loan they can qualify for.
“We are seen by some as something that is only for those on the lower end of the credit spectrum,” said Darne. “That does not accurately describe what we do nor the impact we can have on those looking for a mortgage. Our technology leverages highly specialized predictive analytics to show borrowers precisely what they need to do to reach a specific target score in less than 30 days – regardless of where they find themselves on the credit spectrum.”
Buyers who work with a mortgage professional to optimize their credit score before closing report feeling more confident, more empowered, and less stressed throughout the mortgage process. They also benefit from greater transparency and a data-driven path to the mortgage that best fits their needs.
About CreditXpert
CreditXpert was founded in 2001 with a vision to make homeownership more accessible and affordable for all. The company’s platform analyzes credit data to identify a borrower’s credit potential and automatically generates detailed optimization plans – helping lenders turn credit pulls into closed loans. CreditXpert is relied upon by today’s top mortgage lenders to improve conversion rates by qualifying more borrowers, unlocking access to better loan programs, and lowering the cost of homeownership. To date, CreditXpert has analyzed 1B+ credit inquiries, is used by 50,000+ mortgage professionals across 1,400+ lender clients and helped over 1.3M borrowers in 2025 alone.
Media Contact
Mike Darne
VP, Marketing
mdarne@creditxpert.com
703-896-034
SOURCE: CreditXpert, Inc.
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