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By | August 22, 2024
The New CreditXpert SaaS Platform Helps Originators Offer Credit Optimization to All — “We’re also seeing that today’s most sophisticated, borrower-forward originators are embracing CreditXpert’s new SaaS platform. CreditXpert is becoming a must have tool for those originators seeking a competitive advantage in this high-rate environment,” said Hemmer. “I am excited to announce that we are working with 10 of the top 15 mortgage originators and 100% of the top 20 independent mortgage banks.”
By | March 27, 2024
Unlocking the American Dream of homeownership is within reach, and understanding the ins and outs of mortgage qualification is key to securing the future. With over two decades of experience, CreditXpert has been revolutionizing the way lenders assess mortgage applicants’ creditworthiness, creating opportunities for more individuals to achieve their homeownership goals. This comprehensive guide also delves into the fundamentals, including the 3 C’s of mortgage lending and the crucial components of a credit score.
Credit Potential Index – January 2024
By | March 25, 2024
CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.
Credit Potential Index – December 2023
By | March 25, 2024
CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.
Credit Potential Index – November 2023
By | March 25, 2024
CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.
Credit Potential Index – October 2023
By | December 8, 2023
CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.
Credit Potential Index – September 2023
By | December 5, 2023
CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.
Credit Potential Index – August 2023
By | November 20, 2023
CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.
White Paper: Why Aren’t Millennials Buying Their First Homes?
By | September 26, 2023
Mortgage lending can feel like rocket science at times... Here’s everything you need to know about how to leverage credit scores and turn it into a strategic business advantage. Fannie Mae and Freddie Mac announced potential changes to their Loan Level Pricing Adjustment (LLPA) tables. In the lending industry, it's essential to be aware of these updates and understand how they can be advantageous to the business — the importance of consumer credit in predicting lender profitability is crucial, especially with these new LLPA changes. These adjustments will significantly impact both lenders and borrowers in the industry. But how?
Credit Potential Index – July 2023
By | September 8, 2023
CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.
Credit Potential Index – June 2023
By | August 3, 2023
CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.
Credit Potential Index – May 2023
By | July 12, 2023
CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.
Credit Potential Index – April 2023
By | June 6, 2023
CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.
White Paper: LLPAs, Credit and Profitability
By | May 23, 2023
Mortgage lending can feel like rocket science at times... Here’s everything you need to know about how to leverage credit scores and turn it into a strategic business advantage. Fannie Mae and Freddie Mac announced potential changes to their Loan Level Pricing Adjustment (LLPA) tables. In the lending industry, it's essential to be aware of these updates and understand how they can be advantageous to the business — the importance of consumer credit in predicting lender profitability is crucial, especially with these new LLPA changes. These adjustments will significantly impact both lenders and borrowers in the industry. But how?