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When will a credit card balance get reported to the credit bureau?
There are many misconceptions about when a credit card balance is reported to the bureau. For example, do all accounts report at the same time each month? Watch our new video to learn how you can pinpoint the timing with CreditXpert What-If Simulator.
Related Credit Insights
CreditXpert Announces the Launch of a Next Generation Credit Score Insight and Analysis Platform for Mortgage Lenders
The enterprise-ready SaaS platform helps mortgage lenders attract more leads, make better offers and close more loans.
Your credit card usage can make or break your mortgage loan approval. Lenders look not only at your credit score but also at your debt-to-income ratio, which includes the payments on your credit cards. So improper use of your credit cards could make it harder to get approved for a mortgage.