A new way to help customers improve their credit scores by an average of 27 points
Imagine how many more loans you'll close when you can provide clients with custom plans to achieve their target scores. It's not just possible—it's automatic when you use CreditXpert Wayfinder, the next generation of CreditXpert® Essentials.™
With Wayfinder, you get an intuitive interface, plus new features such as trying multiple options, viewing likelihood of success and ability to easily share the plan with your client. That means it's easier than ever to get a credit improvement plan that works for you and your client.
Wayfinder's smart algorithm and
new features make it easier than
ever to create a step-by-step
credit improvement plan that
works for you and your client.
Assisting clients with
addressable credit issues
means increased sales
rates and revenue.
Helping increase credit
scores and get into the
right loan means
All CRAs offer many of the CreditXpert suite of products. CreditXpert Wayfinder is available on the CRA list below as of January 20, 2020. Please reach out to your CRA if you don’t see them on the list, and continue to use CreditXpert Essentials until Wayfinder is available through your CRA.
Advantage Credit Bureau (ND)
Advantage Plus Credit Reporting, Inc. (AZ)
Alorica (Formerly EGS Global Solutions, Inc.)
American Reporting Company
Birchwood Credit Services
Certified Credit Reporting
CIC Mortgage Credit Inc.
CIS Information Services
Cleara Choice Credit
Credit Data Corp
Credit Information Systems (IA)
Data Facts Inc.
Kewanee Credit Bureau/KCB Information Services
Merchants Information Solution
MFI Credit Solutions
Midwest Mortgage Credit Services, Inc.
Online Information Services, Inc.
Partners Credit and Verification
Premium Credit Bureau
Service 1st Information Systems/Credit Data Solutions
Strategic Information Resources, Inc.
United One Resources
Nearly one-half of consumers have a credit score of 700 or lower. That’s a huge universe. Improving their scores into the next score category can lower loan-level pricing adjustments for these customers by 50 basis points or more—saving them an average of over $30 per month per $100K borrowed. And that can be what makes the dream of homeownership a reality.
Users report a number of bottom-line benefits to working with CreditXpert, including these top three:
Increased revenue. Closing more sub-optimal or borderline loan prospects can make a huge difference in your numbers. Wayfinder makes it easier to help borrowers with fixable short-term credit problems.
Healthier referral relationships. Have the confidence to take on riskier referrals. Demonstrate to clients across the credit spectrum that you’re someone they can count on. Even if they can’t get approved today, they’ll come back when their credit picture improves.
No guesswork. Now you don’t have to depend on outdated rules of thumb or, worse yet, turn your clients over to credit repair agencies that may not have their best interests at heart. Wayfinder gives you an action plan you can print and hand directly to your clients so you can be confident they’ll know exactly what to do.
Each plan includes a confidence level that shows you the statistical likelihood that your client will attain the target score if they follow the specific steps shown.
Think of Wayfinder as the next generation of Essentials—a free upgrade with an improved user interface that makes it easier to get the information you need even faster. You don’t need to be a credit scoring expert—or have any previous experience using Essentials—to begin benefiting from Wayfinder right away.
Help more customers.
Close more loans.
Keep more business.
Generate more referrals.