Nearly one-half of consumers have a credit score of 700 or lower. That’s a huge universe. Improving their scores into the next score category can lower loan-level pricing adjustments for these customers by 50 basis points or more—saving them an average of over $30 per month per $100K borrowed. And that can be what makes the dream of homeownership a reality.

Users report a number of bottom-line benefits to working with CreditXpert, including these top three:

Increased revenue. Closing more sub-optimal or borderline loan prospects can make a huge difference in your numbers. Wayfinder makes it easier to help borrowers with fixable short-term credit problems.

Healthier referral relationships. Have the confidence to take on riskier referrals. Demonstrate to clients across the credit spectrum that you’re someone they can count on. Even if they can’t get approved today, they’ll come back when their credit picture improves.

No guesswork. Now you don’t have to depend on outdated rules of thumb or, worse yet, turn your clients over to credit repair agencies that may not have their best interests at heart. Wayfinder gives you an action plan you can print and hand directly to your clients so you can be confident they’ll know exactly what to do.

Each plan includes a confidence level that shows you the statistical likelihood that your client will attain the target score if they follow the specific steps shown.

Think of Wayfinder as the next generation of Essentials—a free upgrade with an improved user interface that makes it easier to get the information you need even faster. You don’t need to be a credit scoring expert—or have any previous experience using Essentials—to begin benefiting from Wayfinder right away.