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The Mortgage Credit Potential Index™ (MCPI) is our monthly supply-side view of mid-score mortgage inquiries that highlights the percentage of inquiries that may be able to increase their initial score by at least 20-points within 30 days.
This month’s Mortgage Credit Potential Index
74%
Chance of <760 credit scores rising 20+ points in a month
April 2024
15.6M
Number of credit pulls analyzed in past 12 months
April 2024
-8.22%
Monthly percentage change in the number of credit pulls
April 2024
-0.37%
Yearly percentage difference in credit pulls
April 2024