Mortgage credit analysis and simulation tools that help you close more loans

There's more to credit scores than meets the eye. Two-thirds of borrowers with mid-scores less than 740 can likely achieve a higher score.

Used by the Nation's top mortgage lenders


Credit report appearances
per year


Homeowners Helped


Borrowers could reach a higher mid-score

Our Solutions

Credit potential alerts

Our CreditXpert CreditAssure product shows you immediately whether your applicant can improve their score, right on the credit report.

Automated improvement plans

Just choose a score and CreditXpertWayfinder does all the work for you. Quickly see the specific actions needed to reach the desired score and the probability of success.

Credit score simulations

For those who want to dig into an applicant's credit situation, CreditXpert What-If Simulator lets you model endless scenarios that will help improve your client's score.

"As soon as the actions went into effect, the customer’s score increased to over 770 and she qualified for the loan she wanted originally." Read more


Sean Bunevich
Mortgage loan originator
Union Savings Bank, Ohio

“With CreditXpert, we can see what the customer needs to work on. The invisible becomes visible, and the abstract is now tangible for them. They stay motivated because we give them a game plan with a clear path to take.” Read more


Rod Flowers
Senior loan originator
PrimeLending, Maryland

See how to find CreditXpert tools

Our solutions are made available through all credit report providers.