Xpert tips for using CreditXpert products, super user spotlights and more.

This week, fan-favorite Peter Fitton, celebrated 20 years of employment with CreditXpert! With that kind of tenure, comes a wealth of knowledge about the industry and of the organization. We asked him a few questions to try to get the secret to success and how to stay motivated in the workplace.

Now, not every mortgage program requires ‘great’ credit. That much is true. However, a higher credit score means lower interest rates and better terms which means a more affordable mortgage. In today’s economy, you need to do everything possible to keep your interest rate down.

"In the past 18 months, we have brought on a new management team, external board members and increased headcount by 30%. With this kind of growth and plans to expand across our data science, sales, marketing and engineering teams, we knew it was time to bring on an experienced leader like Janette." - Jim Hemmer, CEO

More and more agents are learning that affordability is a function, in part, of the borrower’s credit score. While things like interest rates, construction costs and housing inventory are out of our control, prospective home buyers CAN do something about their credit scores.

Find out what steps a potential homebuyer needs to receive a mortgage credit score, and how to implement CreditXpert Automated Plans to help them reach their credit potential.

CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.

MCPI is a monthly study of mid-score mortgage credit inquiries by 20-point bands that serves as an indicator of changes in mortgage demand and reveals affordable housing and other lending opportunities.

CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.

When you decide to buy a home, every bit of preparation pays off. It's a complicated and time-intensive process, and diving in blind can lead to some disastrous outcomes. The first step is to make sure your credit score is up to snuff. Let's explore why your credit score is so important, and how you can make sure it's high enough to purchase a home.

The homebuying process can get complicated quickly, and this complexity usually starts with determining the type of mortgage you'd like to apply for. There are a number of options, and the choice you make can affect everything from the down payment requirement to what area you're allowed to buy in.

For the tenth year, the Tech100 program provides housing professionals with a comprehensive list of the most innovative and impactful organizations that can be leveraged to identify partners and solutions to the challenges that mortgage lenders and real estate professionals face everyday.

The MCPI is a monthly reporting of mortgage credit inquiries analyzed by CreditXpert's predictive analytics platform, which highlights the volume of mid-score mortgage credit inquiries by 20-point credit bands between 360 and 850.  When compared to prior months and years, the MCPI serves as an indicator of changes in query volume.