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We know there is a lot to think about when purchasing a home, and knowing the fundamentals of each loan type is paramount. Check out our article to see which might be best for you.

We're in a bit of a free fall in the market, and I think lenders are figuring out how to adjust to that. As a result, we're hearing a lot of them talking about how they plan to leverage technology like ours to be more competitive in the market. How can lenders use CreditXpert tools as a strategic growth engine?

CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.

Originally featured in Scotsman Guide, Hidden in Plain Sight. Nudging a credit score upward, could be the difference between owning a home or not. Every applicant is more important than ever. The truth is that 71% of mortgage applicants with scores below 760 could better their score by at least one 20-point credit band within 30 days, allowing many to qualify for a mortgage. That’s what CreditXpert discovered when examining 24 mil- lion mid-score credit inquiries. It’s surprising how many prospective mortgage borrowers are hiding in plain sight, shielded by a credit score that is far below its potential.

CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.

Your credit card usage can make or break your mortgage loan approval. Lenders look not only at your credit score but also at your debt-to-income ratio, which includes the payments on your credit cards. So improper use of your credit cards could make it harder to get approved for a mortgage.

CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.

New data from CreditXpert’s predictive credit score platform suggests that 3 million prospective homebuyers could qualify for a lower mortgage rate right now, thus reducing their monthly mortgage payment and making more homes affordable to them.

“As we look to bring the CreditXpert platform to an even larger audience, Jen will play an important role in helping us achieve our ambitious goals,” said CreditXpert CEO Jim Hemmer. “Jen not only brings a depth of SaaS experience in the real estate and mortgage space, but she is also a dynamic leader that will round out CreditXpert’s executive team.”

CreditXpert analyzes millions of mortgage credit inquiries each month. We use our proprietary predictive analytics engine to help thousands of mortgage loan originators highlight the potential score increase their applicants may be able to achieve within 30 days by completing a custom action plan.

Looking to close more loans in this competitive market? The path to success doesn’t run through Credit Repair or Credit Counseling. The path to success runs through CreditXpert.

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Uncommon knowledge: Mortgage and consumer credit scores are quite different. What's different? How are each calculated? Why are there two scores?