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About CreditXpert
CreditXpert was founded over 20 years ago with a vision of helping to make the dream of homeownership accessible and affordable for all.
Our Big Idea
Make mortgage credit scores transparent and actionable by lenders and their borrowers. Understanding credit, and what drives a score, ensures borrowers are “credit-ready” when they find their new home.
Everyone Wins
We pioneered the idea that credit scores shouldn’t just happen to people. Borrowers have a right to understand the significant impact their score has on what is likely the biggest transaction of their lives. More importantly, we want to empower borrowers to improve their score and secure the best rates and terms. Homeownership, to us, is serious business.
CreditXpert works with the top lenders in the country to put credit first, at the time of origination. Our AI-driven analytics answer complex credit score questions for all borrowers, regardless of credit score. The suggestions made by our technology lead to real, lasting credit score improvement. Borrowers save money by securing better rates and terms. Lenders are able to offer a differentiated service and improve their profitability by increasing the percentage of loans that make it to the closing table. Everyone wins.
CreditXpert Leadership
Jim Hemmer, CEO
Renata Sheyner, VP of Product
Mike Darne, VP of Marketing
Matt Hydrew, VP of Sales & Client Success
Jennifer Sides, Chief Legal Officer
Jennifer earned her Bachelor’s Degree from the University of South Florida and her Master’s Degree from the University of New Hampshire. Additionally, Jennifer received her J.D. from the University of New Hampshire Franklin Pierce School of Law and is admitted to practice law in the state of Massachusetts. She is a member of the American Intellectual Property Law Association and the International Association of Privacy Professionals and serves on the Board of Trustees of the Norwood School in Bethesda, Maryland.
Janette Hunt, VP of Human Resources
She holds a Bachelor of Arts degree in Labor Employment Relations and Organizational Leadership and a Master’s in human resource Employment Relations from Penn State University. She is a member of the Chesapeake Human Resources Association, SHRM, and was also the Co-founder and President of the Penn State World Campus SHRM (Society for Human Resource Management) chapter. Janette will be based out of CreditXpert’s Baltimore, Maryland headquarters.
Henry Sage, CFO
Our Values
Commit to Continuous Improvement
We are mortgage fintech architects and builders – driven to create and iterate simple, impactful solutions that empower individuals and businesses to make informed decisions.
Embrace Growth and Innovation
We thrive on continuous growth, welcome change and foster curiosity that brings fresh ideas and delivers innovative outcomes.
Deliver Excellence and Own Results
We are a team of experts that strive for excellence in everything we do and take full ownership of our work.
Foster Collaboration
We are a place where ideas flow effortlessly and innovation thrives. We leverage diverse skills and perspectives to achieve extraordinary outcomes (and have a little fun along the way).
Act with Urgency
We have a bias for taking action that allows us to intentionally seize market opportunities and deliver customer-focused solutions.