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Win more deals!
Easily optimize borrower credit scores with the #1 Credit Optimization Platform.
Use promo code “UWMLIVE” and create a free account today!
- No monthly fees or minimums
- Pay for plans as you go
- $18 per plan (36% UWM discount)
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Supported by every major credit reseller and credit platform
Frequently Asked Questions
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A:
Creating your own CreditXpert account means that you can quickly create a credit optimization plan at any time you are working with a borrower. Our Automated Plan tool runs hundreds of simulations in seconds to arrive at the most efficient and impactful plan. All you have to do is click “create plan” and then select the target score you are trying to reach. It’s really that easy. CreditTrack is a service provided by UWM where a credit specialist creates the plan for you.
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Depending on the CRA selection, it ranges anywhere from 3 to 5 days. You will receive an email once the connection has been made, then your credit files will begin showing in the platform.
In certain cases you will need to confirm with your Credit Report provider that you will need to be enabled on the new CreditXpert Platform as a UWM Broker so they can properly enable your account. Please reach out to your Credit Report provider or know that they will likely call to confirm enablement.
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During the sign up process, you’ll be requested to enter a credit card on file. On that same screen, there will be a space to enter your promo code. The code and discount will stay on your account for every plan you run.
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The CreditXpert platform is supported by all credit report providers. During the sign up process, you will be asked to select your credit report provider. Once you complete the sign up process, we will seamlessly connect your CreditXpert account with your credit report provider. Depending on which credit report provider you work with, the connection of your credit report data could take between 3 to 5 business days but this set up often happens much faster.
In certain cases you will need to confirm with your Credit Report provider that you will need to be enabled on the new CreditXpert Platform as a UWM Broker so they can properly enable your account. Please reach out to your Credit Report provider or know that they will likely call to confirm enablement.
Everyone wins with CreditXpert.
Brokers close more loans. Borrowers lower the cost of homeownership. Realtors ensure that their clients are getting the best deal.
Mortgage Brokers
- Convert more leads
- Qualify more applicants
- Make more competitive offers
- Lower LLPA premiums
Homebuyers
- Qualify for better loan programs
- Lower your interest rate
- Reduce your private mortgage insurance premiums
- Know that you got the best deal on a mortgage
Realtors
- Help more clients qualify
- Help clients secure the best rate
- Help clients reduce PMI
- Help increase client purchasing power
The next generation of credit optimization is here.
Maximize the credit potential in every borrower and turn credit into a strategic growth engine at the click of a button with CreditXpert.
IDENTIFY: See the applicant's credit potential right in front of you.
GENERATE: Generate an optimization plan with 1 click.
TRACK: Send the plan and track the applicant's progress.
Secure, compliant and always on.
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ISO Certified
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Make homeownership a reality for your clients.
CreditXpert helps you qualify more applicants and retain more leads by ensuring that you are offering the most competitive rate and terms. We make credit scores more transparent and actionable for lenders and consumers. Our predictive analytics help mortgage originators quickly understand an applicant’s credit record, highlight improvement potential, and identify the actions needed to achieve a higher score. Join the thousands of lenders who are already putting credit first.