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Maximize purchasing
power for EVERY client.
One of the best ways to help your clients land their dream home is to ensure they have the highest credit score possible.
Score Increase
660
+50
Stronger Purchase Power
Increased Closing Rates
73%* of homebuyers can move up a 20-point credit band in 30 days.
Nearly three-quarters of homebuyers can benefit from a higher score. But how do they get there? Using big data and predictive analytics, we show them how to maximize their borrowing potential. We take the guesswork out of mortgage credit optimization so more homebuyers can land their dream home.*
* Results are based on the most recent Credit Mortgage Potential Index and the improvement potential for applicants over the last 30 days.
Homebuyers from across the spectrum benefit from our big data and insights.
Help more clients qualify
Tristen Banks
First time homebuyer trying to qualify.
Before
score
530
Unqualified
- No Loan
- N/A rate
- N/A monthly payment
1
2
3
Client follows steps from CreditXpert
- 1.) Paid down two credit cards
- 2.) Resolved a delinquency
- 3.) Increased a credit limit
After
score
590
$230,000
- FHA Loan
- 6.15% rate
- $1,401 /month
Secure Better Rates
Anita Kash
Looking for a better rate and terms to lower their monthly payment.
Before
score
640
$356,600
- Conventional Loan
- 7.38% rate
- $2,463 /month
1
2
3
4
Client follows steps from CreditXpert
- 1.) Paid down three credit cards
- 2.) Resolved a delinquency
- 3.) Increased a loan limit
- 4.) Closed an account
After
score
664
$356,000
- Conventional Loan
- 7% rate
- $2,372 /month
Increase Purchasing Power
Linda Dolores
Working to maximize purchase power and qualify for more.
Before
score
759
$490,000
- Conventional
- 6.38% rate
- $3,057 /month
1
2
3
4
Client follows steps from CreditXpert
- 1.) Paid down two credit cards
- 2.) Paid down student loan
- 3.) Increased a loan limit
- 4.) Added her spouse to card
After
score
790
$560,000
- Jumbo Loan
- 5.99% rate
- $3,354 /month
We’re not credit repair or counseling.
CreditXpert is a tool to help your clients secure the purchase power they need.
Our predictive analytics platform is rooted in decades of data. Unlike other consumer credit sites, we only use mortgage credit scores. Meaning if your lender is using CredXpert, they are equipped to guide your client along a certain path to a higher score.
CreditXpert
"Good news! It looks like you are 97% likely to increase your score by 40 points in 30 days if you follow this custom CreditXpert Credit Improvement Plan."
"Just opened the plan and it looks like if I use $1,543 to pay down a few cards, I’ll reduce the interest I’m paying on them and qualify for a lower mortgage interest rate!"
Mortgage Lender
Likely to increase
Applicant
Likely to increase
< 30 days
vs.
Credit Counseling or Repair
"With a 480 credit score, you’re
a long way from being able to purchase a home. But let’s start with a plan to help you better manage your money?"
"So . . . you’re saying that selling my Mercedes and clearing up some of my delinquent accounts will get me going in the right direction?"
Credit Advisor
Someone with Credit Issues
Credit Counseling
Up to a year.
Credit Repair
Takes more time and money.
See your client’s credit potential
Tell us what your client is looking for and we’ll show the potential we have identified for millions like them.
CreditXpert is not affiliated with or endorsed by Experian (EXP), TransUnion (TU), Equifax (EFX) or FICO. Unless otherwise specified, assessments of score change causation and impact, and any score change predictions are produced by CXI and not by FICO or any credit bureau.