What’s the difference between credit repair and credit score improvement? In this video, product support manager Rosa Mumm helps uncover the difference between dispute-based credit repair tactics, which are typically short-term, artificial inflations of the credit score, and CreditXpert’s specific, reputable credit management actions. It’s a two-minute video packed with information that will help any…

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There is a common misconception in the mortgage industry that medical collection accounts are factored into credit scores differently than other third-party collection accounts. However, all that matters to the scoring model is whether the third-party collection account exists and when it occurred – the type of collection or balance amount aren’t factored in at…

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