Sean Bunevich, Union Savings Bank

Sean Bunevich, Union Savings Bank

Sean’s customer wanted to refinance her FHA loan to avoid paying PMI. But her credit score wasn’t as high as she expected, so her refinancing plan no longer made sense. Before breaking the bad news, Sean took a closer look at her credit report and discovered an old $80.00 collection fee. He used CreditXpert® What-if Simulator and learned that removing the collection could result in a 100-point increase to her score.

His customer paid off the balance and her credit score increased to over 770. By qualifying for the loan she originally wanted, she got a half-point interest rate reduction and $3,000 in cost savings! She told Sean she would refer friends and family due to the great service she experienced – the greatest compliment a mortgage loan officer can receive.

Read the full success story, here.