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Deepen member relationships
Boost Member Success with a Credit Optimization Mortgage Strategy
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What is Credit Optimization?
CreditXpert Platform analyzes a borrower’s existing credit data and simulates hundreds of possible actions in seconds—paying down balances, editing authorized users, increasing limits, and more, to determine what’s most effective and achievable, based on the borrower’s goals and timeline.
Grow Smarter with CreditXpert
The Credit Optimization partner built for Credit Unions
In today’s evolving market, Credit Unions need more than just digital tools—they need a partner that helps them act fast, adapt with confidence, and deliver lasting member value.


CreditXpert empowers your team to increase approvals, support your mission of financial inclusion and build the kind of loyalty that grows wallet share and lifetime members—one optimized credit plan at a time.


As a credit union, you serve your community with empathy, integrity and a mission to empower.

- Stop lead fallout due to credit
- Help rate-sensitive borrowers boost scores
- Build trust and loyalty with every loan

- No IT lift, quick setup
- Works with any credit report
- Go live in days, delivering value fast

- Turn “not yet” into approved
- Create custom credit optimization plans
- Remove the guesswork, track borrower progress
Secure, compliant and always on.
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ISO Certified
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AICPA Service Organization
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AICPA Service Organization