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  • Doing the right thing has never been so profitable.
    CreditXpert tools create personalized credit score improvement plans that show an applicant’s potential AND how to achieve it. Close more loans for your company while helping more people become homeowners.

Software tools that inspire more informed decisions.

CreditXpert® What-If Simulator™

Customizable credit score forecasts. Simulate complex combinations of changes or simply look into the future. Stop guessing and start forecasting.

CreditXpert® Wayfinder™

Close more loans by helping customers get their best credit score.

Credit Assure™

Score improvement opportunity notifications (e.g. +17 points) right on your credit report. Less wondering, more winning.

Credit Radar™

Key credit report info at a glance. Get clued in before you dive in.

TrendScape™

An automated analysis of the new trended credit reports. Quickly understand each person’s overall credit picture—all in a simple cover page.

Xpert Credit Process

Get plans even faster while freeing up your loan officers.

Why CreditXpert?

“It tells you what is going on before you dive into the credit report.”

VP of Retail National Underwriting, Top 5 independent national mortgage lender

“It kind of takes the blinders off—I can make a more informed decision on a marginal loan. A lot of underwriting government loans is about: are they managing money well enough to handle a payment shock? This tells you that at a glance.”

Underwriter, Large regional correspondent lender

“It gives a good picture to look at for the borrowers before you get into the files. It shows you what to look for in the trended data in the report. Before you start underwriting it, you have a general picture.”

Underwriter, Major local lender

CreditXpert products are available from all credit reporting agencies.

Contact us to find out how to get access.