As we celebrate 20 years developing innovative solutions for the mortgage industry, we’re excited to continue growing and evolving for many years to come. In that spirit, we’re happy to introduce you to our new VP of Product, Renata Sheyner! Sharing our vision for the ways CreditXpert tools can be used, Renata will lead strategic…

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More and more, the industry has been seeing a decrease in credit limits. Historically, lenders have taken this action to reduce risk in times of economic uncertainty. In the last few months, some large credit card issuers have reported tightening credit lines to stem losses related to the coronavirus pandemic. As we described in a…

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Mortgage payment calendar reminder

According to the Mortgage Bankers Association, 8.46% of mortgage loans were actively in forbearance at the end of May. Before the COVID-19 crisis impacted the economy, the forbearance rate was much lower at 0.25%. Many consumers are worried about its long-term effects on their credit scores as the pandemic continues. This guide can help you…

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CreditXpert Wayfinder screenshot

We asked mortgage professionals in our CreditXpert Labs community to share the target mid-score they’re most often aiming to reach when using our software. As of late May, 640 (40%) and 660 (35%) took the top spots – does this reflect your pipeline, too? As loan volume continues to soar, it’s important to work more…

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New home mortgage

You have been working hard – really hard – to ensure your clients not only get approved, but also get the best rate possible. With ever-changing mortgage requirements, this is no small feat. Every win is another individual or family who has a new place to call home in these uncertain times. We want to…

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There are a lot of unknowns amidst the current global pandemic. For instance, in our first Insights Poll last month, we learned that more than half (51%) of mortgage professionals are troubled that employment uncertainty may keep borrowers from applying for mortgages. If you’re facing challenges and have questions, our team is here to help.…

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