Privacy Policy

CreditXpert Website Privacy Policy

Effective as of: December 12, 2018

This notice discloses our privacy practices including what information we collect, how and why we collect it and how we use it. This privacy policy applies solely to information collected by this web site and is effective as of the date noted above.  In the event our privacy practices change, we will update this privacy policy accordingly.

Information Collection, Use, and Sharing
We may collect information directly from you via our contact forms, email correspondence, and other direct communications we have with you through our web site.  Generally, in the course of these interactions, you submit identifiable information such as your name, phone number, and email address. We may use your information to:

  • communicate with you based on your credit need or expressed interest in our products and services;
  • respond to you regarding the reason you contacted us;
  • refer you, if appropriate, to our partner for consumer requests; and
  • share news we believe would interest you.

In the event that you do not wish to receive communications from us, please submit your request to: [email address] with the subject line: “Unsubscribe.”  Please note: we strive to honor your requests; however, in order to operate our business, we require those who purchase and use our products and services to provide point of contact information.

We will not sell or rent this information to third parties unless it is subject to a lawful governmental request, court order, or warrant, or in connection with a merger, corporate reorganization, or the sale of all or substantially all of our assets.  However, depending on the scope of your request, we may need to share your information with our distribution partners to provide an adequate response to you regarding the reason you contacted us. As noted above, we may share requests from individuals who are not lending or mortgage professionals with our partner for consumer requests. In the event that you do not want your information sent to our partner, do not disclose it on the initial contact form.

Links to Third Party Websites
This web site may contain links to web sites owned and operated by third parties. Please be aware that we are not responsible for the content or privacy practices of such other sites.  When you leave our site, be aware that the collection, use, and sharing of your information is governed by and subject to that web site’s privacy statement.

Cookies
A cookie is a piece of data stored on your hard drive when you visit our web site. We use cookies to help us improve your access to and use of our web site and identify repeat visitors to our web site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our web site and provide information about our products and services specific to your interests.

You may control the cookies used on this web site through your browser preference settings. However, you may not be able to block those that are essential to transmit communications and provide the online service you requested. Please note: disabling cookies may impact the functionality of this web site and disable customized content.  Please visit the vendor for the browser you use; for example, please see the following for more information on how to customize your browser’s settings:

Google Analytics, Google Adwords, Facebook, LinkedIn, Twitter, and other third party applications. 
Third-party vendors may show our ads on web sites across the Internet. We may use first-party cookies (such as the Google Analytics cookie) and third party cookies (such as the DoubleClick cookie) and others together to inform, optimize, and serve ads based on your previous visits to this web site.

This web site uses Google Analytics, Google Adwords, Facebook Ads, LinkedIn Ads, Twitter Ads, and other third party applications to advertise online via their "Remarketing" and other display targeting features.

We may use Remarketing with Google Analytics, Google Display Network Impression Reporting, Google Analytics Demographics and Interest Reporting, and Integrated Services that requires Google Analytics to collect web site information for advertising purposes via advertising cookies and online identifiers.

You can opt-out of Google Analytics Advertiser Features through Google's Ads settings via: http://www.google.com/settings/ads

You can opt-out of Google Adwords advertising features via: http://www.google.com/settings/ads

You can opt-out of Facebook Advertising, Twitter Advertising or LinkedIn features via: http://optout.aboutads.info/#!/ (instructions provided by The Digital Advertising Alliance)