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WHO WE ARE

We are dedicated to empowering people with powerful yet simple-to-use tools and education.


We are the pioneer and premier provider of highly personalized credit management and optimization solutions. Our solutions are available through our distribution partners. If your business buys credit reports, ask your credit report provider for CreditXpert®.


We provide game-changing results through constant innovation, advanced technologies, and outstanding user experiences.


Our end user communities currently include lenders, mortgage brokers, credit and home counselors, bankruptcy attorneys, and consumers.

WHAT WE DO

In 2000, we started a revolution by exposing the inner workings of the credit scoring industry to consumers and pioneered a new industry. Millions of people have been using our tools to take control of their credit, gain access to better loans and save money.

As a result, more consumers now qualify for a mortgage at a good rate, and thousands of loan officers, mortgage lenders and other businesses are able to better serve their customers and make more money.

GET CONNECTED

Find out how we can help you, your company and your customers.

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